Toyota Hilux SR5
$38,990
from $172/wk
See your repayment in 5 seconds. Get approved in 24 hours. Soft credit check only, so it never touches your credit score. Every car AA-appraised, MBI warranty included.
For NZ residents 18+ · Employed, self-employed, or contract · Weekly income $500+
See your weekly, fortnightly, or monthly repayment in seconds. No signup, no credit check just to look.
Answer a few quick questions and upload your ID. Soft credit check only, zero impact on your score.
We call you back with your approved range and help match you to the right car. MBI included.
I'd been turned down by two other dealers and was expecting the same run-around. The Car Place team actually listened, ran a soft check, and came back with an approval the next morning. No hit to my credit score.
No. We start with a soft credit check, which has zero impact on your credit score and won't show on your credit report. A full credit check only happens once you decide to proceed with a formal application, with your explicit consent.
Yes, most of the time. We work with 12+ NZ lenders, and each one underwrites differently. A 'no' from your bank doesn't mean a 'no' across the board. Bruised credit, defaults more than 24 months old, low deposit, self-employed income, these are all things we deal with every week.
Not at all. We have specific lenders on our panel for self-employed, contract, and sole-trader applicants. You'll typically need 3 months of business bank statements or recent invoices. We'll tell you exactly what's required after your initial application.
It's indicative, based on 9.95% p.a. across the panel's average. Your actual rate is set once a lender assesses your application: stronger credit means a lower rate, less so means slightly higher. We always send you the exact figures before you commit.
No. It costs nothing to apply, get a pre-approval, or see your rate. Lender establishment fees apply only if you proceed with a loan, and we'll always show you the full breakdown before you sign.
Pre-approval in 24 hours. No commitment, no upfront fees, and zero hit to your credit score.
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